Insurance Renewal

Renewing your Marketplace health insurance plan

The Open Enrollment Period is the time for you to shop for new coverage or decide to stay in the same, or a similar, plan. Your health insurance company will send you a letter by November 1, 2024, to let you know if your plan is still being offered and how the plan is changing. The Marketplace Open Enrollment Period is from November 1, 2024 through December 15, 2024.

Be sure to go to HealthCare.gov to make sure your current plan is still right for you. Be sure that the plan works for you—for example, that the doctors and hospitals you use, and prescription drugs you need, are still in-network. In most cases, if you do not take action, your health insurance company will automatically enroll you in the plan you currently have or the one most similar to it if your plan is no longer available. 

• If your health insurance company will offer a plan in your area for 2025: The letter you get from your health insurance company will tell you the new monthly premium amount and any changes to the plan. If you have questions about plan benefits, which providers are in-network, or how to pay your premiums, call your health insurance company directly.
• If your health insurance company won’t offer a plan in your area for 2025: Your health insurance company may decide to stop offering certain plans next year. If your health insurance company won’t offer a plan in your area for 2025, then you’ll need to choose a new plan for 2025 to continue having coverage.

From November 1, 2024 through December 15, 2024 you can:

• Update your application information.
• See if you qualify for new or different help paying for your premiums and out-of-pocket costs.
• Compare available plans.
• Enroll in a plan that meets your needs.

You can also visit www.HealthCare.gov/keep-or-change-plan. TTY users should call 1.855.889.4325.