10 Essential Health Benefits

10 Essential Health Benefits

All private health insurance plans on the Health Insurance Marketplace provide the same essential health benefits.

These are minimum requirements, but plans may offer additional coverage. Compare plans side-by-side on the Marketplace to see exactly what each offers.

Essential Health Benefits

1. Ambulatory patient services
2. Emergency services
3. Hospitalization
4. Maternity and newborn care
5. Mental health and substance use disorder services, including behavioral health treatment
6. Prescription drugs
7. Rehabilitative and habilitative services and devices
8. Laboratory services
9. Preventive and wellness services and chronic disease management
10. Pediatric services

Source: 
www.healthcare.gov/coverage/what-marketplace-plans-cover